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INSURANCE

PROFESSIONALS

Life Insurance 

Having life insurance is important. It provides you to protect your family and loved ones, leave an inheritance, pay off debts and other expenses, add more financial security.  

 

No amount of money could ever replace a person, but more than anything, life insurance will help provide protection for the uncertainties in life. Without a doubt, having life insurance coverage will bring you and your family peace of mind.

Life insurance is the most immediate way to create a  tax free sum of money for your beneficiaries.  Click here for a quick quote.

Medicare Supplements

 

Medicare provides very important basic health insurance. However, it has gaps in the services it covers and in what beneficiaries have to pay out of pocket.

Medicare has limited or no coverage for vision, hearing, dental, and long term care.

In terms of what beneficiaries have to pay, in addition to premiums, they often have large deductibles.

 

Contact us for a full review and understanding of your Medicare benefits and  comprehensive supplement options. Click here for a quick quote.

Annuities


 

There are many different types of annuities. Some specific for income, some intended for aggressive accumulation of retirement funds, IRAs and more.

 

Contact us for a confidential, no obligation meeting to discuss in detail the most suitable tax deferred options available to you.  

It's important you review all of your options with a licensed broker contracted with many carriers giving you the most broad options, strategizing closer to your goals.

Please contact us here for a more information.

Health Insurance


 

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.

 

Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.

You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.

If you have a Marketplace plan or other qualifying health coverage, you do not have to pay the penalty that people without coverage must pay.  Click here for a quick quote.

Long Term Care

 

 

 

One of our greatest risks and most over looked coverage is Long Term Care Insurance.  With 7  out of 10 people needing some form of care during their lifetime, protecting your Independence, assets and exposure to unexpected extended expenses is a vital part of planning.

The cost of long term care is constantly increasing. Consider how much long term care will cost in the future and start planning today.  Many carriers offer Return of Premium maximizing your contributions.  Click here for a quick quote.

Disability Insurance

 

If you and your family are dependent on your income, then disability insurance is the only way to protect it. We refer to it as paycheck insurance.

 

A disability can occur at any time and If severe enough, it will prevent the person from being able to work and provide for their family.  Basic needs our mortgage payments, and other monthly bills cannot be paid without a steady income.

Personal disability insurance provides monthly income to keep the household afloat. Many carriers offer full Return of Premium maximizing your contributions. Click here for a quick quote.